Symphony PGS (Payment Gateway Service) is a solution that helps banks expand, enhance and simplify implementation of advanced services on ATM and Kiosk networks. Symphony PGS could help the ATM and Kiosk’s screen more ‘lively’ like other bank channels such as Mobile Banking and Internet Banking. All the non-financial transactions will be routed to Symphony PGS to minimize the customization effort required at the switch end, so ATMs and Kiosks can perform unlimited query, select billing information with customer confirmation before sending final payment request.


With the design of presentation and routing on separated modules, Symphony PGS can deliver more user friendly and useful information screens independently with third party routing and connection modules.




  • Web interface enabled on self-service channel
  • Provides consistent GUI with other Bank channels
  • Centralised configuration and development for all terminals
  • Advance Graphic User Interface support like Flex, HTML, Scripting
  • Supports dynamic, campaign advertising



Symphony PGS have MACing and Connection Authentication modules to validate the service provider connections. Besides this, the Routing server is implemented between a third party and web application server system to reduce an attack to a web system.


Symphony PGS is designed to be independent from a switch system. Bank works with the Switch to enable standard payment transactions once, then implements multi advance functions through PGS servers. It supports configuration at the server end based on existing framework for new services




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